English Language Practice Questions for IBPS Clerk – Set 4

Mentor for Bank Exams
English Language Practice Questions for IBPS Clerk – Set 4
Directions (1 – 5): Read the passage given below and then answer the questions given below the passage. Some words may be highlighted for your attention. Pay careful attention.
The government on Saturday sought to clarify that it has in no way infringed upon the autonomy of the Reserve Bank of India and that it “fully respects the independence and autonomy” of the central bank. This comes a day after the United Forum of Reserve Bank Officers & Employees were up in arms and wrote to RBI Governor Urjit Patel voicing their dissatisfaction about what they perceived was an impingement of the central bank’s autonomy by the government when the Finance Ministry reportedly decided to send a joint secretary to coordinate the RBI’s currency chest operations. “There has been a report in sections of the press that some unions have alleged infringement of the autonomy of the Reserve Bank of India,” the Finance Ministry said in a statement on Saturday. “It is categorically stated that the Government fully respects the independence and autonomy of the Reserve Bank of India.” “Consultations between the Government and the RBI are undertaken on various matters of public importance wherever such consultation is mandated by law or has evolved as a practice,” the statement added. “Consultations mandated by law or as evolved by practice should not be taken as infringement of autonomy of RBI.” “If true, this (the sending of the joint secretary to the RBI) is most unfortunate and we take strong exception to this measure of the Government as impinging on RBI autonomy and its statutory as well as operational jurisdiction,” the union’s letter to Mr. Patel said.“May we request you that as the Governor of RBI, its highest functionary and protector of its autonomy and prestige, you will please do the needful urgently to do away with this unwarranted interference from the Ministry of Finance, and assure the staff accordingly, as the staff feel humiliated,” the letter added. The statement comes at a time when two former RBI governors—Y.V. Reddy and Bimal Jalan—openly raised concerns over erosion of the central bank’s autonomy. RBI and the government have come under a lot of criticism for their handling of the entire demonetisation exercise with many policy flip flops in the 50-day period. Questions have also been raised at the fact that the government initiated the process of demonetisation by suggesting to the RBI board on 7 November to invalidate high value currency.The board met on the evening of 8 November and gave its nod following which Prime Minister Narendra Modi announced the cancellation of the legal tender of the old Rs 500 and Rs 1,000 notes in an address to the nation later that evening. This led to many expressing concern that the government’s move dilutes one of central bank’s core function of issuance of currency.
1. What is the reason of dissatisfaction of the RBI members against the government?
(a)  The government's tendency to discuss on matters with the RBI on financial issues.
(b)  The government refused to respect the independence and autonomy of RBI.
(c)  The Finance Ministry reportedly decided to send a joint secretary to coordinate the RBI’s currency chest operations.
(d)  The announcement of demonetization and the criticism it had to face because of it.
(e)  Prime Minister Narendra Modi announced the cancellation of the legal tender of the old Rs500 and Rs1,000 notes in an address to the nation.
2. What was seen as an action of disturbance from the government previously?
(a)  The announcement of demonetization.
(b)  The clear statements of the Government not respecting the autonomy of the RBI.
(c)  Finance Ministry's justification of its steps as consultation with the RBI.
(d)  A lot of flip-flops of policies after the demonetization announcement
(e)  Efforts of the Government to establish its supremacy over RBI
3. What had former Governors of the RBI indicated?
(a)  The autonomy of RBI was properly maintained.
(b)  The autonomy of RBI is getting degraded.
(c)  The autonomy of RBI is getting lost with the BJP government.
(d)  The autonomy of RBI has always been superficial.
(e)  The government plays the actual role and the RBI had to follow it always.
4. What has been the demand of the RBI employees?
(a)  To take some action against the government.
(b)  To maintain the autonomy of the RBI.
(c)  To stop allowing the government consult with the RBI.
(d)  To increase the power of the RBI.
(e)  To regulate some functions of the government
5. What idea did demonetization create about the RBI and its relationship with the Government?
(a)  The employees considered the government's act as a breach of autonomy.
(b)  It was seen as an interference of the government in the functioning of the RBI.
(c)  It was seen as a productive step on the part of the government.
(d)  It was seen as a method to show the supremacy of the government.
(e)  It reflected the cooperative relationship between the two bodies.
Directions (6 – 10): Read the passage given below and then answer the questions given below the passage. Some words may be highlighted for your attention. Pay careful attention. 
Manual scavenging refers to the practice of manually cleaning, carrying, disposing or handling in any manner, human excreta from dry latrines and sewers. It often involves using the most basic of tools such as buckets, brooms and baskets. The practice of manual scavenging is linked to India’s caste system where so-called lower castes were expected to perform this job. Manual scavengers are amongst the poorest and most disadvantaged communities in India. In 1993, India banned the employment of people as manual scavengers. In 2013, landmark new legislation in the form of the Manual Scavengers Act was passed which seeks to reinforce this ban by prohibiting manual scavenging in all forms and ensures the rehabilitation of manual scavengers to be identified through a mandatory survey. Despite progress, manual scavenging persists in India. According to the India Census 2011, there are more than 2.6 million dry latrines in the country. There are 13,14,652 toilets where human excreta is flushed in open drains, 7,94,390 dry latrines where the human excreta is cleaned manually. Seventy three percent of these are in rural areas and 27 percent are in urban areas.According to the House Listing and Housing Census 2011, states such as Andhra Pradesh, Assam, Jammu and Kashmir, Maharashtra, Tamil Nadu, Uttar Pradesh and West Bengal account for more than 72 percent of the insanitary latrines in India. The Government of India has adopted a two-pronged strategy of eliminating insanitary latrines through demolition and conversion into sanitary latrines, and developing a comprehensive rehabilitation package for manual scavengers through a survey. However, while manual scavenging for many may have ended as a form of employment, the stigma and discrimination associated with it lingers on, making it difficult for former or liberated manual scavengers to secure alternate livelihoods and raising the fear that people could once again return to manual scavenging in the absence of other opportunities to support their families. Correctly identifying manual scavengers remains a key challenge. A comprehensive rehabilitation package has recently been put together that includes livelihoods and skill development, access to education for children of former manual scavengers and alternate livelihoods. In 1993, the Government of India enacted the Employment of Manual Scavengers and Construction of Dry Latrines (Prohibition) Act which prohibited the employment of manual scavengers for manually cleaning dry latrines and also the construction of dry toilets, that is, toilets that do not operate with a flush. It provided for imprisonment of upto a year and a fine. In 2013, this was followed by the Prohibition of Employment as Manual Scavengers and their Rehabilitation Act, 2013, which is wider in scope and importantly, acknowledged the urgency of rehabilitating manual scavengers.The key features of the Act were it prohibited the construction or maintenance of insanitary toilets, engagement or employment of anyone as a manual scavenger, a person from being engaged or employed for hazardous cleaning of a sewer or a septic tank. Its violations could result in a years’ imprisonment or a fine of INR 50,000 or both and offences under the act are cognizable and non-bailable.Manual scavengers are at a double whammy. They are members of lower castes and as such, face enormous discrimination in society, and second, are disadvantaged because they are manual scavengers who clean human excreta. The challenge of rehabilitation is urgent, and requires a comprehensive approach that moves beyond expanding income generation or providing loans, to focus on various aspects crucial to secure the future of the next generation of liberated manual scavengers.
6. What is the central idea of the passage?
(a)  To give a clear description on manual scavenging.
(b)  To criticize manual scavenging.
(c)  An overview of manual scavenging, it’s threats and the measures being taken to eradicate it.
(d)  To highlight the  growing challenges of manual scavenging.
(e)  To give a personal judgement on manual scavenging.
7. What strategy has the government taken to eradicate manual scavenging? 
(a)  Comprehensive Rehabilitation
(b)  Retaliation
(c)  Demolition
(d)  Comprehensive Rescue task
(e)  Forming a task Force.
8. What can be inferred about the 1993 Manual Scavengers Act?
(a)  It aimed to promote manual scavenging.
(b)  It aimed to behold the social reputation of the manual scavenger.
(c)  It aimed to condemn the societal pressure on manual scavenger.
(d)  It aimed to ensure the dignity, employment of the manual scavenger.
(e)  It aimed to malign the status of the manual scavenger.
9. Choose a word opposite in meaning to the word ‘cognizable’ as used in the passage.
(a)  Apparent
(b)  Audible
(c)  Distinct
(d)  Distinguishable
(e)  Ambiguous
10. Choose a word that best illustrates the meaning of the phrase ‘double whammy’ .
(a)  Double faced
(b)  A twofold  setback
(c)  A twofold success
(d)  An owner of 2 properties
(e)  A person guilty of two actions
Directions (11 – 15): Pick out the most effective words from the given words to fill in the blank to make the sentence meaningfully complete.
11. Suchi  __________, breaking the monopoly he seemed to have _________ over the conversation with me.
(a)  Spoke, cast
(b)  Shouted, caused
(c)  Interrupted, asserted
(d)  Manipulated, enshrouded
(e)  Stirred, cast
12. The _______ ability to perform creatively in science came to be backed with an institutional setup and strong state support after the country’s __________ in 1947.
(a)  Greatest, development
(b)  Innate, independence
(c)  Spontaneous, commercialization
(d)  True, progress
(e)  Instinctive, upgradation
13. Food habits play a role in your mental health, healthy eating supports __________, problem solving, memory, _________, sleep and information processing.
(a)  Cognition, alertness
(b)  Apprehension, perception
(c)  Insight, reasoning
(d)  Awareness, thinking
(e)  Intelligence, reasoning
14. To maximize ______________ and to get the best from your team you need effective ___________ and development skills.
(a)  Efficiency, controlling
(b)  Productivity, management
(c)  Output, investments
(d)  Throughput, time
(e)  Results, management
15. Effective team management includes the sharing of information ________ from contacts and work activity outside our ___________ team.
(a)  Gleaned, neighbouring
(b)  Distributed, own
(c)  Gleaned, immediate
(d)  Extracted, competing
(e)  Accumulated, working


Answers with Explanation:
1. C) The reason of dissatisfaction was the finance ministry's step of sending a secretary to coordinate some actions. This was supposed to be solely the activity of the RBI. Thus it was seen as a step of interference and they got dissatisfies. 
2. A) It can be clearly inferred from the passage that the announcement of demonetization was a step big enough to interfere in the working of the RBI: Thus option A is the correct answer.
3. B) The passage nowhere specifically mentions about the BJP government. Thus some options are eliminated. They had just talked on the state of losing the autonomy of the RBI. It is mentioned in the passage, 'The statement comes at a time when two former RBI governors—Y.V. Reddy and Bimal Jalan—openly raised concerns over erosion of the central bank’s autonomy. 'Thus option B is the correct answer.
4. B) It can be referred from the passage that the RBI has felt extremely humiliated and wants the autonomy to be maintained. The rest of the options are not correct.
5. B) The announcement of demonetization was seen as a step of the government interfering with the RBI as issuance of currency is the function of the RBI. It is mentioned in the passage 'This led to many expressing concern that the government’s move dilutes one of central bank’s core function of issuance of currency.'. Thus option B is the correct answer.
6. C) Option 1, 2 and 4 are only a part of the passage and not the central idea. Option 3 catches the essence of the passage while option 5 is irrelevant. Thus option 3 is the correct answer.
7. A) It is clearly given in the passage that’ A comprehensive rehabilitation package has recently been put together that includes livelihoods and skill development, access to education for children of former manual scavengers and alternate livelihoods.’ The passage does not mention anything about the other options. Thus option 1 is the correct answer.
8. D) Prior to the mention of the Manual Scavengers Act, it has been mentioned that The practice of manual scavenging is linked to India’s caste system where so-called lower castes were expected to perform this job. Hence, it can be inferred that the government wanted to ensure the respect, employment and upliftment  of the manual scavenger and eradicate this malpractices through rehabilitation and demolition of dry latrines. The other option are irrelevant with reference to the given passage. Thus option 4 is the correct answer.
9. E) 'Cognizable’ means ‘clearly identifiable' or 'noticeable’.  All option are similar in meaning except ‘ambigious’ which means ‘not clear’ and carries opposite meaning of the given word . Thus option 5 is the correct answer.
10. B) The phrase ‘double whammy’ means ‘a combination of two usually adverse forces, circumstances or effects or aspects. The only option that goes with its actual meaning is ‘a twofold setback’. ‘Double faced’ means ‘one who is fake'.
11. C) Since the monopoly was broken, a synonymous word to broken must be used that since we are talking about a conversation, ‘interrupted’ is the best fit word.  ‘Asserted’ means to maintain and thus fits the second blank well.
12. B) We need a word in the second blank that will state an important event as a time is mentioned. Among all the words for the second blank, ‘independence’ is the word that denotes an event. ‘Innate’ means that which is inborn. It fits in well with the context of performing creatively in science. Thus, ‘innate, independence’ are the best words to fit the blanks.
13. A) The sentence that will fit in the second blank must be related to mental capacities. All the other words are suitable in the context of the second blank. For the first blank we need a word that will provide a holistic nature of mental understanding that eating habits supports. ‘Cognition’ means the mental action or process of acquiring knowledge and understanding through thought, experience, and the senses and covers a broader range than the other words. Thus, ‘cognition, alertness’ are the best words to fit the blank.
14. B) All of the words could fit the first blank. However, only ‘management’ fits the second blank. This leaves us with two options – ‘productivity, management’ and ‘results, management’. Of ‘productivity’ and ‘results’, the best fit for the first blank is ‘productivity’ because you usually ‘maximize productivity’ and ‘achieve results’. Thus the correct pair of words is ‘productivity, management’. 
15. C) While all the given words can be a fit for the first blank, the word ‘gleaned’ is the most apt word. It means to obtain from various sources with difficulty. This leaves us with ‘neighbouring’ and ‘immediate’ for the second blank. Since we are talking about working outside of a team, the better option is ‘immediate’. Here ‘immediate’ means ‘close’. We can work only work outside of our ‘own’ or ‘immediate’ team as our ‘neighbouring’ team is already ‘outside’. Thus the correct answer is ‘gleaned, immediate’.