English Language Quiz for IBPS Exams 2017

Mentor for Bank Exams
English Language Quiz for IBPS Exams 2017
Dear Aspirants,
Welcome to Mentor for Bank Exams English Language Quiz section. The following quiz covers Reading Comprehension (5 Questions), Cloze Test (5 Questions), Sentence fillers (5 Questions). All the best for upcoming IBPS Exams 2017.
Directions (1 – 10): Read the following passage and answer the questions that follows.
The Indian farmer has always been like an areca nut in a nutcracker. There are about 145 million landholdings in the country. With about 92% of them being wholly owned and self-operated, we may assume that we have about 130 million farmers. With more than 40% of our cultivated area of 175 million hectares being irrigated, there is a clear distinction between farmers with irrigation and those with rain-fed acreages. The most disadvantaged are the farmers who own patches of the 20 million hectares of unproductive saline land in the country. While farmers who have access to irrigation are better placed, those who are in rain-fed and drought-prone areas are most vulnerable. They occupy 60% of the cultivated area but contribute only 45% of the total agricultural production. These are the farmers without the financial wherewithal to withstand the vagaries of nature. A single crop failure due to drought, flood or similar reasons can destroy them.
Crop insurance programmes have not been able to recover farmers’ investments in most cases due to lack of accurate farm-level data that can be used to settle claims. Satellite and remote sensing technologies are for the future. Farm economics are beholden to the economics of demand and supply. With every recurring phenomenon of high production that is in excess of demand, there is the consequent (and drastic) fall in prices. Planted acreages have little to no connection with projected demand. When a farmer plants a crop, he does not know what the likely market price of his produce will be. The government’s minimum support price gives him some direction, but it operates only with some crops. Neither is the government any better at forecasting. In the 2016 kharif season, for example, the government pushed farmers to reduce cotton and plant more pulses. Those who continued growing cotton made good money but the majority who went in for pulses faced excess supply and are dealing with a steep fall in prices.
There is no commodity-based farmers’ organization in the country to address these issues. In other countries, such organizations advise farmers on global projections of demand and supply for specific crops and help in moderating acreages in line with projected demand. Neither are there platforms for farmers to highlight issues to key stakeholders such as policymakers, economists and scientists. Existing farmer organizations are aligned with political or other special interest groups and are neither objective nor scientific in their approach. Hence, the need for the development of a non-partisan platform. Another high-input cost today is that of farm labour, itself a much misunderstood and maligned issue. Everyone thinks there is ample farm labour available. But the problem is the availability of labour at the right time and at the right cost. The cost of labour has risen due to social welfare programmes and minimum wage levels. At peak times, like sowing, transplanting, harvesting, etc., it is very difficult to get sufficient farm labour. In the case of cotton, for example, the cost of harvesting has risen to about 10% of the selling price—which is very high. Sensitive crops like fruits, vegetables, etc., which have to be harvested at precise times to maximize the quality of the produce, face the same problems.
One solution to address this is greater reliance on technology, be it through farm mechanization, the use of weedicides or genetic engineering, that can lower input and time costs. Farmers operating in states with labour shortage use chemical pesticides to control weeds, which is cost- and time-efficient. There is also rapid mechanization of paddy transplantation. Farmers should be encouraged to use such labour-saving options instead of being burdened with the social objective of protecting rural employment and being denied access to new technology.
The Agricultural Produce Market Committee Act prohibits farmers from selling their produce in any mandi other than their designated one. This makes farmers vulnerable to middlemen and vested interests. They are exposed to global prices but are not provided with access to cost-efficient technologies and information systems. This places them at a disadvantage with farmers from other countries. Karnataka has united all mandis in the state on an electronic platform and this has reportedly improved farmers’ selling prices by 38%. This should be replicated nationally.
The agricultural extension system has collapsed in many parts of the country. The farmer is forced to depend on the advice of agri-input dealers and commercial organizations instead. Some organizations are attempting to use information and communication technology-based methods to give technical advice to farmers. This may prove to be beneficial. The other issue is that banks need to get more generous with credit in rural areas where the stranglehold of private moneylenders continues to wreak havoc. Lack of rural infrastructure, reliable power, cold-storage, roads and transport systems, etc., continue to cripple farm operations and increase costs.
We need to overhaul our thinking and approach towards addressing farmers’ challenges which are complicated and structural in nature. Waiving farm loans is a lazy option for governments and a costly option for the banking system. Successive governments have chosen this option because they do not have the political will to find better solutions.
1. Which of the following statement is wrong according to the given passage:
A) Crop insurance programmes have not been able to recover
B) farmers’ investment due to bad income
C) The MSP operates with selected crops only
D) Farmer organisations are specific in their approach.
E) The social welfare programmes has risen the cost of labours.
2. What are the demerits of Agriculture Produce Market Committee?
i) Make  available cost-efficient technologies to farmers.
ii) Making them(farmers) exposed to global prices.
iii) Facilitate  irrigation system
A) Only i
B) Only ii
C) Only iii
D) Both ii & iii
E) Both iii & i
3. Define “areca nut in a nutcracker”:-
A) Free to live
B) Carrying a huge weight
C) Always under pressure
D) Extremely lucky
E) None of these
4. What are the main issues of Indian farmer?
A) A farmer doesn’t know the actual Market Price of his crop.
B) Lack of accurate farm-level data.
C) Both A&B
D) High cost of farm-labour.
E) All of these.
5. Write the suitable antonym of “acreage”:
A) property
B) ground
C) lands
D) soil
E) None of these.
6. What are the solutions to address farmers’ issues?
i) Use of Chemicals
ii) To give technical accessories to farmers
iii) To waive farm loans.
A) Only i
B) Only ii
C) Only iii
D) Both ii & iii
E) None of theses
7. Write the synonyms for “mechanizaton”:
A) Disarmament
B) Disorganizattion
C) Condition
D) Automation
E) None of these
8. What does ‘financial wherewithal’ refer to?
A) debt
B) funds
C) Claim
D) Incumbrance
E) None of these
9. How technology can help farmers?
A) Farm mechanization
B) Genetic engineering
C) Cold Storage
D) Technical advice
E) All except C
10. What is the most appropriate title of the passage?
A) The life of farmer
B) The difficulty of being a farmer
C) Issues of Indian farmer
D) Rights of farmer
E) None of these
Directions (11 – 20): Fill in the blanks choosing the word that is most appropriate in the context of the passage.
ACCORDING to company.…1… (learning), Yunnan Baiyao, a musty-smelling medical powder, played a vital role during the Long March. As China’s Communist….2…..(cavalry) fled from attacks in the 1930s, trekking thousands of miles to a new base, they spread its yellow granules on their wounds to stanch bleeding. To this day, instructions on the Yunnan Baiyao bottle recommend application after being shot or …3….(gored). Many Chinese households keep some in stock to deal with more run-of-the-mill cuts. But the government has recently put its maker into service to treat a different kind of...4…….(malady): the financial weakness of state-owned …..5…. (racket) .
Yunnan Baiyao has emerged as a poster-child of China’s new round of SOE ….6…..(rehabilation). The company, previously owned by the south-western….7…..( of Yunnan, sold a 50% stake to a private investor earlier this year. The same firm had tried to buy a ….8…..(split) of Yunnan Baiyao in 2009 but was...9…..(active). Its success this time has been held up in the official press as proof that a push to.….10….(progress) sluggish state companies is at last gaining momentum under Xi Jinping, China’s president.
11. A) stupor B) lore C) reality D) oblivion E) mentee
12. A) army B) troops C) members D) forces E) soldiers
13. A) stabbed B) pinked C) prodded D) jabbed E) bashed
14. A)  upset B) order C) pip D) ailment E) blight
15. A)  concern B) lethargy C) passivity D) enterprises E)  business
16. A)  crusade B) ameliorate C) worsen D) aggravate E) reform
17. A)  realm B) dominion C) locality D) province E) precinct
18. A)  part B) portion C) slash D) slice E) gash
19. A) clogged B) plundered C) blocked D) hindered E) complelled
20. A) refurbish B) rupture C) deface D) destroy E) overhaul
Directions (21 – 25): In each of the following questions a passage is given in which there is a blank. Choose the most logical and appropriate option from the five options given that can be filled in the blank.
21. The court, however, in declaring this case as “hard”, was effectively telling us that its abilities were somehow hamstrung by the nature of the dispute, that despite …………….. why it might be difficult for it to intervene. Unfortunately, this assertion flies in the face of American philosopher-jurist Dworkin’s ideas which the court sought to invoke.
A) the court’s mistake here goes to the root of why it got its decision in Binoy Viswam as it did
B) the strength of the petitioners’ arguments there existed principled reasons
C) the hospital where the rest of her family was admitted, she was told that one child
D) the lorry driver whose negligence had caused the accident.
E) None of these.
22. The Securities and Exchange Board of India’s bid to effectively regulate the mutual fund (MF) distributors and investment advisers has now entered a decisive stage. Based on the comments and feedback to the consultation paper released last October on the amendment to Investment Advisers Regulation, 2013, the……..
A) roles of investment advisers and distributors be assigned to two different sets of people
B) investor is unsure about the product choice
C) market regulator is now proposing few more changes
D) fund they are investing in. SEBI’s intention to monitor
E) None of these.
23. At the end of the day, implementation of the insolvency code may bring in the desirable results. This is because, ………., the top 100 accounts alone account for 25.6 per cent of the NPAs of scheduled commercial banks.
A) but also leaves many things unexplained
B) while the RBI has identified a dozen top entities which have to be brought to book
C) but also to enable them to actively promote growth
D) there is still no clarity on concepts such as creation of a bad bank
E) None of these.
24. After showing signs of nervousness, the stock market seems to have taken the transition to the Goods and Services Tax (GST) in its stride. One reason for the lack of reaction to this watershed event, ……………, could be that the market has had an extended time to analyse and factor in the GST impact on India Inc’s finances.
A) the temptation may be strong for them to quietly soak up GST
B) pegs down tax rates on a range of manufactured products
C) where buyers need to cough up taxes on behalf of unregistered suppliers
D) which is bound to cause near-term disruption to businesses,
E) None of these.
25. Key to note is that the nuclear neighbours have been relatively successful at maintaining peace along their 3,500km border stretching from Ladakh in the west to Uttarakhand, Himachal and Arunachal Pradesh in the east. The last time troops fired at each other was in 1975 and, since then, ………. — though there have been many such skirmishes.
A) the world and that China has consolidated its position on the global stage and will be calling the shots
B) the situation is the fact the confrontation is on the China-Bhutan border and the Indian Army regards the Doklam plain
C) the stand-off shave gone little beyonds cuffles and destroying frontline bunkers
D) the ongoing stand-off with China without damaging its strategic or economic interests
E) None of these.
1. D)   2. B)   3. C)   4. E)   5. E)   6. A)   7. D)   8. B)   9. E)   10. B)   11. B)   12. B)   13. A)   14. D)   15. D)   16. E)   17. D)   18. D)   19. C)   20. E)  
21. B) The given state tells about court, being the supreme authority of justice, is hesitating to take some action. then there must be some valid reasons for it. so option B is correct.
22. A) Since the preceding statement indicates amendment about  “distributors and investment advisors” so Option A fits better.
23. B)
24. D) We are talking about Stock-market’s reaction on GST, so one thing is sure that is cause disruptions based on the decisions of Govt., banks and MNCs. Hence, Option D is correct.
25. C) In the passage, Nuclear neighbour is CHina and the latest Sikkim-China issue is being discussed here. the preceding sentence says that both the countries were at peace for a long time. that’s is the reason india(most of the times) never thought of deploying enough security on the sino-india border. but now, after Sikkim issue, China is troubling border securities. So, Option C is apt.