Reasoning Practice Questions for NIACL Mains

Mentor for Bank Exams
Reasoning Practice Questions for NIACL Mains
1. Statement: The government has increased the price of aviation turbine fuel by 9.2 percent, while that of non-subsidised cooking gas was raised by Rs. 21 per cylinder.
Which of the following may be a problem reason(s) for the increase in the prices of turbine fuel and gas cylinder by the government?
(a) Increase in the price of gas and fuel in the international market.
(b) Increase in taxes of fuel and cooking gas by the government.
(c) Decrease in the subsidies given by the government of fuel and cooking gas
(d) To overcome the loss on the petroleum products by the oil marketing companies
(e) All the above
2. Statement: The pollution level in the cities of Kerala has reached an alarming level.
Which of the following courses of action should be taken by the Kerala government to decrease the pollution level in the cities?
(a) Closing down of chimneys and shifting of factories outside the cities.
(b) The government should make the use of CNG by vehicles maCivicstory in the cities.
(c) The government should increase the taxes on the registration of new diesel vehicles.
(d) The government should impose additional taxes on the entrance of diesel vehicle in the cities.
(e) All of these
3. Statement: The government has hiked the minimum support price (MSP) of paddy from Rs. 60 to Rs. 1,470 per quintal for the year 2016-17 kharif season.
Which of the following will not be an effect of the increase in the MSP by the government?
(a) Farmers’ income may increase in the country.
(b) The retail price of rice will decrease in the market.
(c) The production of kharif crop may increase for the year 2016-17.
(d) More farmers will cultivate kharif crops.
(e) All of these
4. Statement: Hong Kong & Shanghai Corp. (HSBC) has decided to shut 24 of its 50 branches in India.
Which of the following may be the reason for the shutdown of branches in India?
(A) Small number of retail customers
(B) Retail banking customer taking online route for their transaction
(C) Cost reduction measures taken by the bank
(D) Major branches of HSBC running in loss in the world
(a) Only (B) and (C)
(b) Only (A) and (D)
(c) Only (A) and (C)
(d) Only (A) and (B)
(e) None of the above
5. Statement: Future Group has launched a discount scheme on the first eight days of every month at the country’s largest supermarket chain Big Bazaar in the most aggressive attempt to compete with Amazon and Flipkart.
Which of the following will not be an effect of the scheme launched by the Future Group?
(a) The footfalls in Big Bazaar will increase.
(b) The profit of the Future Group will increase.
(c) The sale of the online companies running in the same business may decrease.
(d) The sales of small retailers will increase.
(e) Only (c) and (d)
Directions (6 – 10): Each question below is followed by three arguments numbered I, II and III. You have to decide which of the arguments is ‘strong’ and which is ‘weak’.
6. Statement: Should there be a complete ban on genetically modified important seeds?
Arguments:
I. Yes, this will boost the demand of domestically developed seeds.
II. No, this is the only way to increase production substantially.
III. Yes, genetically modified products will adversely affect the health of those who consume these products.
(a) I and II are strong
(b) Only II is strong
(c) II and III are strong
(d) I and III are strong
(e) All are strong
7. Statement: Should there be only few banks in place of numerous smaller banks in India?
Arguments:
I. Yes, this will help to secure the investor’s money as these big banks will be able to withstand intermittent market-related shocks.
II. No, a large number of people will lose their jobs as after the merger many employees will be redundant.
III. Yes, this will help consolidate the entire banking industry and will lead to healthy competition.
(a) None is strong
(b) I and II are strong
(c) II and III are strong
(d) I and III are strong
(e) All are strong
8. Statement: Should there be a complete ban on Indian professionals seeking jobs elsewhere after getting their education in India?
Arguments:
I. Yes, this is the only way to sustain present rate of technological development in India.
II. No, the Indians settled abroad send huge amount of foreign exchange and this constitutes a significant part of foreign exchange reserve.
III. No, the practical knowledge gained by Indians by working in other countries help India to develop its economy.
(a) None is strong
(b) All are strong
(c) I and II are strong
(d) Only III is strong
(e) II and III are strong
9. Statement: Should the parliamentary elections in India be held every three years as against five years at present?
Arguments:
I. No, this will enhance wastage of money and resources.
II. Yes, this will help the voters to change non-performing representatives without much delay.
III. No, the elected representatives will not have enough time to settle and concentrate on developmental activities.
(a) None is strong
(b) I and II are strong
(c) II and III are strong
(d) I and III are strong
(e) All are strong
10. Statement: Should ‘literacy’ be the minimum criterion for becoming a voter in India?
Arguments:
I. No, mere literacy is no guarantee of political maturity of an individual.
II. Yes, illiterate people are less likely to make politically wiser decisions of voting for a right candidate or party.
III. No, voting is the constitutional right of every citizen.
(a) None is strong
(b) I and II are strong
(c) III is strong
(d) II and III are strong
(e) All are strong
Answers:
1. E) Prices will rise in each of the above cases.
2. E) All are appropriate courses of action taken by the government to curb the higher pollution level.
3. B) Only (b) will not be an effect of increase in the MSP by the government.
4. A) Digital banking is becoming popular day by day in the world and the customers are making maximum transactions online, So only (C) and (B) are the reasons.
5. D) The launch of new scheme will definitely increase the overall sale of Big Bazaar and the same people will not go to small retailer for the purchase of monthly grocery. So (d) will not be an effect of the scheme launched by the Future group.
6. D) If there is a complete ban on genetically modified seeds, it will boost the demand of domestically developed seeds. So, Argument I is strong. Argument II is not strong due to the word ‘only’. Argument III is strong because genetically modified products will adversely affect the health of those who consume these products.
7. A) None of the given argument is strong because the security of investor’s money is not related with the size of bank and employees will not lose their jobs as their duties their duties will remain same. Healthy competition is there where there are many players.
8. A) None of the given argument is strong.
9. E) Holding elections after short intervals will enhance wastage of money and resources. So, Argument I is strong. Three years can be considered as a short time against five years, so Argument III is strong also II is strong.
10. E) It cannot be said that a literate person has round knowledge of politics. So, Argument I is strong. Illiterate person can easily be misled on various factors but voting is also a constitutional right of every citizen. So, Argument II and III are also strong.